Josh Ryan-Collins, PhD, is Head of Research at UCL’s Institute for Innovation and Public Purpose and is Principal Investigator for IIPP on BEYOND4.0.  Josh was previously Senior Economist at the New Economics Foundation (NEF), one of the UK’s leading progressive think tanks.  His research interests span macro-finance and the economics of land, economic rent, housing, innovation and climate change.   He is the author of three books, two co-authored: Where Does Money Come From? (2011, New Economics Foundation); Rethinking the Economics of Land and Housing (2017, Zed books) which was included in the Financial Times’ top 12 economics books of 2017; and Why Can’t you Afford a Home (2018, Polity) which was included as one of Inside Housing magazine’s three best books of 2018.